Before you apply/decide to take home loan the are some Important things which should be understood first.
Commonly we but home/flat.
Plot or construction/renovation we take home loan.
Hone loan is taken for construction of home or rebuilding of home.
Your home loan depends on the capacity of A person. It just depends on the capacity of A person. It just depends on the income, expenditure of all your home expenditure and order few things.
Normally home loan provident companies or banks first seema that can A person pay the 50% of the income montly. It depends on the percentage of home loan taken.